Templates Library

Finatune offers a library of free Excel templates for personal finance management. Each template includes pre-built formulas, automated calculations, and step-by-step instructions to help you budget, pay off debt, track your net worth, and achieve your financial goals without spreadsheeting experience.

Budget Planner

Create and manage your monthly budget with the 50/30/20 rule. Track income, expenses, and savings in one place.

Debt Payoff Plan

Compare Snowball vs Avalanche strategies and create a personalized debt payoff plan with detailed amortization schedule.

Net Worth Tracker

Calculate and track your net worth across assets and liabilities. Monitor growth over time with historical tracking and charts.

Emergency Fund Tracker

Track your emergency fund progress and build a financial safety net. Calculate how much you need and monitor monthly contributions.

Savings Goal Tracker

Set and track multiple savings goals. Monitor progress with automatic calculations and see when you'll reach each target.

Monthly Expense Tracker

Track daily expenses by category and identify spending patterns. See where your money goes each month.

Investment Portfolio Tracker

Monitor your investment portfolio performance. Track stocks, bonds, ETFs, and mutual funds with automatic gain/loss calculations.

Dividend Income Tracker

Track dividend payments and passive income from your investments. Monitor reinvestment and total dividends received.

Asset Allocation Tracker

Monitor your asset allocation across stocks, bonds, and other investments. Ensure your portfolio matches your target allocation and rebalance as needed.

Retirement Savings Projection

Project your retirement savings growth over time. Calculate if you're on track to meet your retirement goals with compound interest.

Retirement Income Calculator

Calculate how much retirement income you'll need and when you can retire. Plan for safe withdrawal rates and determine required savings.

Pension vs Lump Sum Comparison

Compare taking a pension vs lump sum distribution. Analyze which option works best for your retirement situation.

Home Affordability Calculator

Calculate the maximum home price you can afford. Analyze mortgage payments, DTI ratios, and down payment impact on affordability.

Mortgage Amortization Schedule

Create a detailed mortgage amortization schedule. See exactly how much principal and interest you pay each month over the loan term.

Rental Property Analysis

Analyze rental property investments. Calculate cash flow, ROI, cap rate, and determine if a rental property is a good investment.

Freelance Invoice Template

Professional invoice template for freelancers. Create invoices with automatic calculations, payment terms, and professional branding.

Business Expense Tracker

Track all business expenses by category. Monitor spending, identify tax deductions, and analyze monthly expense trends.

Profit and Loss Statement

Create a professional P&L statement for your business. Track revenue, expenses, and profit margins with automatic calculations.

Business Budget Template

Plan and monitor your business budget. Set revenue targets, estimate expenses, and track actual performance against budget.