Templates Library
Professional Excel templates for personal finance management. Track budgets, pay off debt, and monitor your net worth.
Finatune offers a library of free Excel templates for personal finance management. Each template includes pre-built formulas, automated calculations, and step-by-step instructions to help you budget, pay off debt, track your net worth, and achieve your financial goals without spreadsheeting experience.
Budget Planner
Create and manage your monthly budget with the 50/30/20 rule. Track income, expenses, and savings in one place.
What You Get
- Monthly budget tracker
- 50/30/20 rule breakdown
- Yearly summary and trends
- Automatic calculations
Debt Payoff Plan
Compare Snowball vs Avalanche strategies and create a personalized debt payoff plan with detailed amortization schedule.
What You Get
- Snowball vs Avalanche comparison
- Debt summary and metrics
- 120-month amortization schedule
- Payoff timeline visualization
Net Worth Tracker
Calculate and track your net worth across assets and liabilities. Monitor growth over time with historical tracking and charts.
What You Get
- Assets and liabilities tracking
- Automatic net worth calculation
- Historical tracking and trends
- Growth visualization charts
Emergency Fund Tracker
Track your emergency fund progress and build a financial safety net. Calculate how much you need and monitor monthly contributions.
What You Get
- Emergency fund target calculator
- Monthly contribution tracking
- Progress visualization
- Yearly savings summary
Savings Goal Tracker
Set and track multiple savings goals. Monitor progress with automatic calculations and see when you'll reach each target.
What You Get
- Multiple goals tracking
- Compound interest calculation
- Timeline to reach goals
- Progress charts
Monthly Expense Tracker
Track daily expenses by category and identify spending patterns. See where your money goes each month.
What You Get
- Daily expense entry
- Category-based breakdown
- Spending patterns analysis
- Monthly summaries
Investment Portfolio Tracker
Monitor your investment portfolio performance. Track stocks, bonds, ETFs, and mutual funds with automatic gain/loss calculations.
What You Get
- Individual investment tracking
- Automatic gain/loss calculation
- Portfolio allocation view
- Performance analysis
Dividend Income Tracker
Track dividend payments and passive income from your investments. Monitor reinvestment and total dividends received.
What You Get
- Dividend payment tracking
- Reinvestment calculations
- Annual income summary
- Growth projections
Asset Allocation Tracker
Monitor your asset allocation across stocks, bonds, and other investments. Ensure your portfolio matches your target allocation and rebalance as needed.
What You Get
- Target allocation setup
- Current allocation tracking
- Rebalancing recommendations
- Allocation visualization
Retirement Savings Projection
Project your retirement savings growth over time. Calculate if you're on track to meet your retirement goals with compound interest.
What You Get
- Long-term projections
- Compound interest calculations
- Inflation adjustment
- Goal tracking
Retirement Income Calculator
Calculate how much retirement income you'll need and when you can retire. Plan for safe withdrawal rates and determine required savings.
What You Get
- Retirement income calculation
- Safe withdrawal rate analysis
- Inflation projection
- Retirement readiness assessment
Pension vs Lump Sum Comparison
Compare taking a pension vs lump sum distribution. Analyze which option works best for your retirement situation.
What You Get
- Pension vs lump sum analysis
- Lifetime income projections
- Break-even analysis
- Recommendation calculator
Home Affordability Calculator
Calculate the maximum home price you can afford. Analyze mortgage payments, DTI ratios, and down payment impact on affordability.
What You Get
- 28/36 rule calculator
- DTI analysis
- Down payment impact
- Affordability assessment
Mortgage Amortization Schedule
Create a detailed mortgage amortization schedule. See exactly how much principal and interest you pay each month over the loan term.
What You Get
- 360-month amortization schedule
- Principal and interest breakdown
- Prepayment analysis
- Total interest visualization
Rental Property Analysis
Analyze rental property investments. Calculate cash flow, ROI, cap rate, and determine if a rental property is a good investment.
What You Get
- Income and expense tracking
- Cash flow analysis
- ROI and cap rate calculation
- Investment comparison
Freelance Invoice Template
Professional invoice template for freelancers. Create invoices with automatic calculations, payment terms, and professional branding.
What You Get
- Professional invoice layout
- Automatic calculations
- Payment terms tracking
- Invoice numbering system
Business Expense Tracker
Track all business expenses by category. Monitor spending, identify tax deductions, and analyze monthly expense trends.
What You Get
- Expense entry by category
- Tax deduction tracking
- Monthly expense summary
- Trend analysis
Profit and Loss Statement
Create a professional P&L statement for your business. Track revenue, expenses, and profit margins with automatic calculations.
What You Get
- Revenue tracking
- Expense categorization
- Profit calculation
- Profitability analysis
Business Budget Template
Plan and monitor your business budget. Set revenue targets, estimate expenses, and track actual performance against budget.
What You Get
- Revenue forecasting
- Expense budgeting
- Actual vs budget tracking
- Variance analysis