Terms of Use
Last Updated: June 23, 2026
1. Agreement and Parties
Effective Date: June 23, 2026.
These Terms of Use ("Terms") constitute a legally binding agreement between you and Handigeni LLC, a Delaware limited liability company ("Handigeni," "we," "us," or "our"), governing your access to and use of Finatune.com and all related tools, calculators, content, and services (collectively, the "Site").
Handigeni LLC — A Delaware Limited Liability Company
Address: 254 Chapman Rd, Ste 208 #22932, Newark, Delaware 19702, United States
Website: https://handigeni.com
Contact: contact@finatune.com
By accessing or using the Site, you confirm that you are at least 18 years of age, have read and understood these Terms, and agree to be bound by them.
2. Description of Service
Finatune.com is an AI-native financial information platform providing: free financial calculators; financial software and AI agent comparisons and reviews; a financial glossary; guides and educational content; and paid subscription services where applicable.
3. Financial Disclaimer
THE CONTENT, TOOLS, AND CALCULATORS ON FINATUNE.COM ARE PROVIDED FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY. NOTHING ON THIS SITE CONSTITUTES FINANCIAL, INVESTMENT, TAX, LEGAL, OR PROFESSIONAL ADVICE. Calculator results are estimates only. Consult a qualified licensed financial professional before making any financial decision. Handigeni LLC assumes no responsibility for decisions made based on information obtained from this Site.
4. Use License
Handigeni LLC grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for personal, non-commercial purposes. You may not: copy or redistribute content for commercial purposes; modify or create derivative works; reverse engineer any software; use bots or scrapers without written permission; mirror or rehost the Site; remove proprietary notices.
5. Intellectual Property
All content on Finatune.com is owned by or licensed to Handigeni LLC and protected by US and international intellectual property laws. The Finatune name, logo, and related marks are proprietary to Handigeni LLC.
6. User Conduct
You agree not to: use the Site for unlawful purposes; transmit malware or harmful code; attempt unauthorized access to any part of the Site; harass or impersonate other users; interfere with the proper functioning of the Site.
7. Payment Terms
a. Pricing and Billing: Fees are stated in USD and specified in the invoice issued to the client. All prices exclude applicable taxes.
b. Payment Method: Handigeni LLC invoices clients directly. Payment is accepted via bank transfer (ACH or wire). Payment instructions are provided in the invoice sent directly to the client.
c. Payment Due Date: Payment is due within the timeframe specified on the invoice, typically net 15 or net 30.
d. Late Payments: Handigeni LLC reserves the right to suspend access to services if payment is not received by the due date.
e. Refunds: Except where required by law, all fees are non-refundable. Disputes must be raised within 30 days of the invoice date by contacting contact@finatune.com.
f. Price Changes: We will provide at least 30 days notice of any price change to existing clients.
8. Third-Party Links and Affiliate Disclosure
The Site may contain links to third-party websites provided for informational purposes only. Handigeni LLC does not endorse or control third-party sites. Some links may be affiliate links — we may receive a commission at no additional cost to you. This does not affect our editorial independence or rankings.
9. Disclaimer of Warranties
THE SITE AND ALL CONTENT, TOOLS, AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND. HANDIGENI LLC DISCLAIMS ALL WARRANTIES INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
10. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, HANDIGENI LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES. HANDIGENI LLC'S TOTAL LIABILITY SHALL NOT EXCEED THE GREATER OF (A) AMOUNTS PAID BY YOU IN THE 12 MONTHS PRECEDING THE CLAIM OR (B) ONE HUNDRED US DOLLARS ($100).
11. Indemnification
You agree to indemnify and hold harmless Handigeni LLC and its members, officers, employees, and agents from any claims, liabilities, damages, and expenses arising from your use of the Site or violation of these Terms.
12. Dispute Resolution
a. Informal Resolution: Contact contact@finatune.com and attempt informal resolution for at least 30 days before initiating formal proceedings.
b. Governing Law: These Terms are governed by the laws of the State of Delaware, United States.
c. Jurisdiction: Legal proceedings shall be brought exclusively in state or federal courts in Delaware.
d. Waiver of Class Actions: To the extent permitted by law, you waive any right to participate in a class action lawsuit against Handigeni LLC.
13. Changes to These Terms
We reserve the right to modify these Terms at any time. Continued use after changes are posted constitutes acceptance.
14. Severability
If any provision is found invalid or unenforceable, the remaining provisions continue in full force.
15. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Handigeni LLC regarding use of the Site.
16. Contact
Handigeni LLC — 254 Chapman Rd, Ste 208 #22932, Newark, Delaware 19702, United States
Email: contact@finatune.com — Website: https://handigeni.com