Privacy Policy
Last Updated: June 23, 2026
1. Introduction
Effective Date: June 23, 2026.
This Privacy Policy describes how Handigeni LLC ("Handigeni," "we," "us," or "our") collects, uses, and protects information when you use Finatune.com ("the Site"). Handigeni LLC is a limited liability company incorporated in the State of Delaware, United States, operating the Finatune platform. By accessing or using Finatune.com, you agree to the terms of this Privacy Policy.
2. Who We Are — Data Controller
For the purposes of applicable data protection laws, including the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA), the data controller is:
Handigeni LLC — A Delaware Limited Liability Company
Address: 254 Chapman Rd, Ste 208 #22932, Newark, Delaware 19702, United States
Website: https://handigeni.com
Contact: contact@finatune.com
3. Information We Collect
a. Information You Provide Voluntarily: We do not require account creation to use our tools. If you contact us via email, we collect your email address and any information you include in your message. If you become a client, we collect billing information via invoice.
b. Usage Data (Automatically Collected): Pages visited and calculator interactions, time spent on each page, browser type, device type, and operating system, approximate geographic location derived from IP address (country/city level only), referring URL.
c. Cookies and Tracking Technologies: We use Google Analytics 4 to understand how visitors use the Site. You can opt out of analytics tracking at any time (see Section 8).
4. Legal Basis for Processing (GDPR)
If you are located in the European Economic Area (EEA), United Kingdom, or a jurisdiction subject to GDPR, we process your personal data on the following legal bases:
Legitimate Interests (Article 6(1)(f) GDPR): To analyze site usage, improve our tools, prevent fraud, and maintain site security.
Contract Performance (Article 6(1)(b) GDPR): To process payments and deliver services when you engage with Handigeni LLC as a client.
Legal Obligation (Article 6(1)(c) GDPR): To comply with applicable laws and regulations.
Consent (Article 6(1)(a) GDPR): For non-essential cookies such as analytics. You may withdraw consent at any time.
5. How We Use Your Information
We use the information we collect to: operate, maintain, and improve the Site and its calculators; process payments and manage client accounts; respond to inquiries and support requests; analyze aggregate usage patterns to improve content; comply with legal obligations; prevent fraud, abuse, and unauthorized access. We do not sell your personal data to third parties.
6. Data Retention
Usage/analytics data: retained for 26 months (Google Analytics default), then automatically deleted.
Contact inquiry data: retained for 2 years from last contact.
Billing and transaction records: retained for 7 years to comply with applicable tax and accounting laws.
Client account data: retained for the duration of the engagement plus 90 days after termination.
7. Third-Party Services and Data Processors
Google Analytics 4 — Site analytics — policies.google.com/privacy
Google AdSense — Advertising — policies.google.com/privacy
Vercel — Website hosting — vercel.com/legal/privacy-policy
Resend — Transactional email — resend.com/legal/privacy-policy
8. Your Rights
For all users: opt out of Google Analytics via browser settings or the Google Analytics Opt-out Add-on. Contact contact@finatune.com with subject "Privacy Request" to request access to, correction of, or deletion of your data.
For EEA/UK users (GDPR): right to access, rectify, erase, restrict, object to processing, data portability, withdraw consent, and lodge a complaint with your local supervisory authority (e.g., CNIL in France, ICO in the UK).
For California users (CCPA): right to know what is collected, request deletion, opt out of sale (we do not sell personal information), and non-discrimination.
9. Payment Processing
Handigeni LLC invoices clients directly. Payments are accepted via bank transfer (ACH or wire). Payment instructions are provided in the invoice sent directly to the client. Handigeni LLC does not store any bank account or payment details on its servers.
10. International Data Transfers
Finatune.com is operated from the United States. EEA/UK data transfers to the US rely on Standard Contractual Clauses (SCCs) approved by the European Commission.
11. Children's Privacy
Finatune.com is not directed at children under 13. We do not knowingly collect personal data from children under 13. Contact contact@finatune.com to report any such collection.
12. Security
We implement commercially reasonable technical and organizational measures to protect your personal data. No method of internet transmission is 100% secure.
13. Changes to This Policy
We may update this Privacy Policy at any time. Material changes will be communicated via a notice on the Site. Continued use constitutes acceptance.
14. Contact Us
Handigeni LLC — 254 Chapman Rd, Ste 208 #22932, Newark, Delaware 19702, United States
Email: contact@finatune.com — Website: https://handigeni.com