KYC Document Checklist Generator

Compliance officers and onboarding teams use this prompt to rapidly generate a complete, jurisdiction-specific KYC document checklist when opening new accounts for individuals, SMBs, or corporations — reducing the risk of missing required documentation and ensuring regulatory alignment before the first transaction.

You are a compliance officer specializing in anti-money laundering and customer due diligence. I need you to generate a complete KYC document checklist for onboarding a [CUSTOMER TYPE] in [JURISDICTION].

Context:
- Customer type: [CUSTOMER TYPE]
- Jurisdiction: [JURISDICTION]
- Business activity of customer: [CUSTOMER BUSINESS ACTIVITY]
- Risk tier assigned: [RISK TIER]

Produce a structured KYC document checklist organized into the following sections:

**1. Identity Verification**
List all required documents to establish the legal identity of the customer. For individuals, include primary and secondary ID requirements, acceptable document formats, and expiry rules. For legal entities, include certificate of incorporation, articles of association, and authorized signatory documentation.

**2. Beneficial Ownership**
Specify the documents required to identify and verify all beneficial owners above the ownership threshold applicable in [JURISDICTION] (typically 25%). Include UBO declaration forms, corporate structure charts, trust deeds if applicable, and ultimate controlling party attestations.

**3. Source of Funds and Wealth**
List the documentation required to verify the origin of funds being deposited or transacted. Distinguish between source of funds (specific transaction) and source of wealth (accumulated wealth). Include acceptable evidence types: tax returns, pay stubs, sale proceeds documentation, inheritance documentation.

**4. Enhanced Due Diligence Triggers**
List specific conditions that trigger EDD requirements under [JURISDICTION] regulations: PEP status, high-risk country connections, complex ownership structures, cash-intensive businesses, and unusual transaction patterns. For each trigger, specify the additional documents required.

**5. Ongoing Monitoring Requirements**
Specify the periodic review schedule, refresh triggers, and document expiry tracking requirements applicable to [CUSTOMER TYPE] under [JURISDICTION] rules.

For each document, include: document name, purpose, acceptable format, verification method (original/certified copy/electronic), and whether it is mandatory or conditional. Flag any jurisdiction-specific requirements that differ from FATF baseline standards.

Prompt Variables

Replace each placeholder with your specific information:

What You'll Get

A structured checklist divided into five sections: identity verification, beneficial ownership, source of funds and wealth, EDD triggers with additional document requirements, and ongoing monitoring obligations. Each item includes document name, purpose, format, verification method, and mandatory or conditional status.

💡 Pro Tip

Always specify the risk tier in the prompt. Enhanced due diligence requirements in high-risk jurisdictions or for PEP-connected customers will generate a significantly more extensive checklist — and surfacing those requirements upfront prevents onboarding delays when the additional documents are requested later.

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