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Braintree (PayPal)

payment-gateway · US, CA, GB, AU, FR, DE, global
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Braintree is PayPal's full-stack payment platform targeting developers and technology-forward businesses. Acquired by PayPal in 2013 for $800 million, Braintree has retained its developer-first identity while gaining the scale and compliance infrastructure of PayPal's network. Its key differentiator against Stripe is the first $50,000 in processing with no transaction fee for new merchants — a significant cost advantage for early-stage businesses. Beyond the promotional period, Braintree charges 2.59% plus $0.49 per transaction, competitive with Stripe's standard rate. Braintree supports all major payment methods including PayPal, Venmo, credit cards, Apple Pay, Google Pay, and ACH. Its Drop-In UI library allows developers to add payment forms quickly without building custom UI, while its Client SDK provides full customization for teams that want it. As a PayPal subsidiary, Braintree offers native PayPal and Venmo integration that no competitor can match.

What does Braintree (PayPal) cost and how does payment processing work?

Braintree (PayPal) is designed for smb and enterprise businesses. A free tier is available. Available in 7 country/regions. PayPal's developer-focused payment gateway offering competitive flat-rate pricing with zero transaction fees on the first $50,000 processed — used by Airbnb, Dropbox, and GitHub.

Pricing

StandardFree
Custom$0/mo

// verify pricing before launch — prices shown may not reflect current vendor rates

Key Features

  • •First $50,000 processed free of transaction fees for new merchants
  • •Native PayPal and Venmo payment acceptance — unmatched by competitors
  • •Drop-In UI for rapid payment form integration
  • •Full Client SDK for custom payment UI development
  • •ACH direct debit payments at 0.75% capped at $5
  • •Recurring billing and subscription management
  • •Advanced fraud tools via Kount integration
  • •Global coverage across 45-plus countries

Pros

  • +First $50,000 free gives new businesses a meaningful cost advantage during early growth
  • +Native PayPal and Venmo integration is unique — competitors cannot offer this level of PayPal network access
  • +ACH pricing at 0.75% capped at $5 is competitive for high-value bank transfer payments
  • +Drop-In UI significantly reduces developer time to launch payment acceptance
  • +Backed by PayPal infrastructure — enterprise-grade reliability and compliance
  • +Strong global coverage with local payment method support

Cons

  • −After the $50,000 free tier the per-transaction rate of $0.49 is higher than Stripe's $0.30
  • −Less extensive integration ecosystem than Stripe
  • −Developer documentation less comprehensive than Stripe's best-in-class docs
  • −Customer support quality inconsistent based on merchant reports
  • −Advanced fraud tools require third-party Kount integration rather than built-in like Stripe Radar
  • −Being a PayPal subsidiary means product roadmap tied to PayPal's strategic priorities

Available on

WebiOSAndroid

Integrations

Compare Braintree (PayPal) with other tools

See how Braintree (PayPal) stacks up against stripe, square, paypal side by side.

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Reviewed by Finatune · Last updated 2026-07-01