Stash AI
Stash
Invest in what you believe in with AI guidance
Quick Answer
Stash AI helps US beginners start investing with $1 in thematic portfolios with a Stock-Back debit card that awards fractional shares at spending merchants. Growth plan $3/month with Stash+ at $9/month. Designed for first-time investors. US only.
What It Does
Stash AI recommends curated thematic investment portfolios based on interests values and risk tolerance, enables investing with as little as $1 through fractional shares, provides a Stock-Back debit card awarding fractional shares at spending merchants, automates regular investing through recurring investment schedules, delivers educational content and guidance for beginning investors, manages a banking account alongside investing, provides portfolio performance tracking and insights, supports retirement accounts including IRA, sends personalized investment tips and market insights, and helps investors understand their holdings through plain-language explanations.
What It Cannot Do
Stash is designed for beginner investors and passive investing — it is not suitable for active traders or sophisticated investors who want full market access. The thematic portfolio approach limits investment choices. Stash charges a monthly subscription fee that represents a high percentage for very small balances. US only.
Who Is It For
US investing beginners who want guidance and simplicity rather than a full brokerage experience. Particularly suitable for first-time investors who want to align their investments with their interests and values and benefit from integrated banking with investing rewards.
About Stash AI
Stash is designed to make investing accessible to complete beginners by simplifying the overwhelming world of stocks and ETFs into curated thematic portfolios aligned with investors' interests and values. Its AI provides personalized investment guidance, recommends portfolios based on financial goals and risk tolerance, and delivers educational content that helps new investors understand what they own and why. Stash combines investing with banking through its Stock-Back debit card which awards fractional shares of companies where users spend rather than traditional cashback. The platform has been particularly successful at onboarding first-time investors who would otherwise not know where to start.
Pricing and Access
Growth $3/month includes investing banking and Stock-Back card. Stash+ $9/month adds two custodial accounts for children and metal Stock-Back card. No free tier. US only.
Platforms
How AI Works
HybridFounded
2015
Headquarters
New York, USA