Ramp AI
Ramp
The finance platform that helps you spend less
Quick Answer
Ramp AI helps 25000 businesses spend less through AI-powered expense management corporate cards and cost reduction insights. Free core platform with Plus at $15 per user per month. US only with strong focus on identifying savings opportunities.
What It Does
Ramp's AI automatically categorizes all company expenses, identifies cost reduction opportunities including duplicate subscriptions and unused services, automates receipt collection and expense reporting, manages bill payments with AI-assisted approval workflows, provides real-time spend analytics, generates automated accounting entries, integrates with major accounting platforms, sends alerts for unusual spending, and provides AI-powered vendor contract analysis and negotiation recommendations.
What It Cannot Do
Ramp is available in the US only. It does not offer personal banking or consumer financial products. The corporate card requires business underwriting. Some AI savings recommendations require manual action from the finance team to implement.
Who Is It For
US-based businesses of all sizes that want corporate cards and spend management with a focus on cost reduction. Particularly strong for CFOs and finance teams who want AI to proactively identify savings rather than just track spending.
About Ramp AI
Ramp is a corporate card and finance platform that differentiates itself with a mission of helping businesses spend less rather than maximizing card spend like traditional corporate card programs. Its AI is central to this mission — analyzing company spending to identify cost reduction opportunities, duplicate subscriptions, unused software licenses, and negotiation opportunities with vendors. Ramp's AI processes millions of transactions to surface actionable savings recommendations and automates the finance workflows that consume finance team time. The platform has grown rapidly and is used by over 25,000 businesses.
Pricing and Access
Core platform free including corporate cards and basic expense management. Ramp Plus $15/user/month adds advanced AI features, custom workflows, and priority support. Enterprise pricing on request.
Platforms
How AI Works
LLM PoweredFounded
2019
Headquarters
New York, USA