Tiller Money
budgeting · US, CATiller Money occupies a unique niche in the personal finance app market — it serves spreadsheet users who want automated data without leaving Excel or Google Sheets. The service connects to financial accounts and feeds daily transaction data into customizable spreadsheet templates, with AI-powered categorization that learns from corrections over time. Unlike closed personal finance apps, Tiller gives users complete control over their data, formulas, and visualizations. The platform provides dozens of curated spreadsheet templates for budgeting, net worth tracking, and financial goal management. Tiller appeals strongly to detail-oriented budgeters, financial independence enthusiasts, and anyone who has built complex spreadsheet systems they want to automate rather than abandon for a closed app.
Quick Answer
Tiller Money is designed for personal businesses. Pricing starts at $79/mo. Best suited for US, CA-based businesses. Only personal finance service that delivers live data directly into Google Sheets and Excel
Pricing
// verify pricing before launch — prices shown may not reflect current vendor rates
Key Features
- •Daily automatic transaction feed into Google Sheets or Microsoft Excel
- •AI-powered transaction categorization that learns from manual corrections
- •Dozens of curated budget and financial tracking spreadsheet templates
- •Net worth tracker, debt payoff, and savings goal templates
- •Daily email summary of account activity
- •Multiple account aggregation — bank, credit card, investment, and loan accounts
- •Full spreadsheet customization — any formula, chart, or layout
- •Community template library with hundreds of user-created templates
Pros
- +Only personal finance service that delivers live data directly into Google Sheets and Excel
- +Complete data ownership and spreadsheet flexibility — build any analysis imaginable
- +AI categorization reduces manual work while keeping full user control
- +Active community of spreadsheet enthusiasts sharing templates and customizations
- +No data lock-in — your data lives in your own Google Drive or OneDrive
- +Particularly strong for financial independence and early retirement planning communities
Cons
- −Requires Google Sheets or Excel comfort — not suitable for users who want a simple app
- −No native mobile app — mobile experience is through Google Sheets mobile
- −Annual billing only — no monthly payment option
- −Setup takes longer than a traditional app — spreadsheet configuration required
- −US and Canada only
- −Customer support primarily via community forums rather than direct support
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Reviewed by Finatune · Last updated 2026-07-01