Business Banking & Neobanks
Compare the best digital business banking platforms and neobanks for startups and SMBs. From fee-free business checking accounts to corporate cards with AI-powered spend management — with transparent pricing, features, and factual pros and cons.
Quick Answer
Business banking platforms and neobanks offer digital-first checking accounts, corporate cards, and cash management tools designed for modern startups and SMBs. Mercury leads in developer-friendly API banking and free wires. Brex offers AI-powered corporate cards for VC-backed startups. Novo provides the simplest free banking for freelancers. Relay enables multi-account profit-first budgeting. All US-based platforms operate as fintech companies partnering with FDIC-insured banks.
Novo
Mobile AppFee-free business banking for solo founders and freelancers, with strong e-commerce integrations and ATM fee refunds.
Found
Mobile AppBusiness banking app built exclusively for self-employed individuals, freelancers, and sole proprietors — combining banking, automatic tax savings, invoicing, and expense tracking in one app.
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