Empower Personal Dashboard
Empower
The all-in-one personal finance dashboard
Quick Answer
Empower Personal Dashboard is a free AI personal finance platform that tracks all financial accounts including investments and retirement to show complete net worth. Free forever with optional paid wealth management for accounts over $100,000.
What It Does
Empower aggregates all financial accounts including investment and retirement accounts to show complete net worth in real time. It tracks spending and budgets, analyzes investment portfolio performance and fees, projects retirement readiness, calculates asset allocation, and uses AI to surface insights about financial health. The Retirement Planner and Investment Checkup tools provide detailed analysis of long-term financial position.
What It Cannot Do
Empower does not offer cash advances, subscription cancellation, or bill negotiation. The dashboard is free but the platform uses it to upsell paid wealth management services. Investment management requires a minimum of $100,000. The AI insights are useful but the platform primarily targets higher-net-worth individuals.
Who Is It For
Individuals and households with significant assets who want comprehensive financial tracking including investment portfolios and retirement accounts. Particularly strong for those approaching or in retirement planning.
About Empower Personal Dashboard
Empower Personal Dashboard, formerly known as Personal Capital, is one of the most comprehensive free personal finance tools available. It aggregates checking, savings, credit card, mortgage, and investment accounts in one dashboard to provide a complete real-time view of net worth. The platform is particularly strong for investment tracking. It analyzes portfolio performance, fee drag, asset allocation, and retirement readiness. Empower uses AI to surface personalized insights about financial health and investment performance. The free dashboard is supported by Empower's paid wealth management service which operates as a registered investment advisor.
Pricing and Access
Personal dashboard is completely free. Paid wealth management service requires $100,000 minimum and charges 0.49-0.89% annually.
Platforms
How AI Works
HybridFounded
2009
Headquarters
Redwood City, USA