Quick Answer
Brigit AI proactively predicts cash flow shortfalls and offers advances up to $250 before overdrafts occur. Plus plan $9.99/month with Premium at $14.99/month adding credit building and identity protection. US only.
What It Does
Brigit AI proactively analyzes bank account patterns to predict cash flow shortfalls before they occur, offers instant cash advances up to $250 to prevent overdrafts, provides a credit builder loan for building credit history, delivers identity theft monitoring and protection, offers a job loss protection feature, tracks spending and budget performance, provides financial health scores with improvement recommendations, sends alerts for low balance situations, and delivers personalized financial health tips based on spending patterns.
What It Cannot Do
Brigit's cash advances require a paid subscription. The proactive advance feature requires sufficient direct deposit history for the AI to analyze. Advance limits are capped at $250. Brigit is US only and requires a bank account with regular direct deposits. Some features require minimum account activity thresholds.
Who Is It For
US residents living paycheck to paycheck who want a proactive AI financial safety net that predicts and prevents overdrafts before they happen alongside credit building and identity protection. Particularly suitable for gig workers and those with irregular income who need flexible cash flow support.
About Brigit AI
Brigit is a personal finance platform designed specifically for Americans who live paycheck to paycheck and need tools to manage cash flow gaps, build credit, and improve their overall financial health. Its AI analyzes bank account patterns to predict when a user might run short on funds before payday and proactively offers cash advances before the shortfall occurs. Unlike reactive apps that require users to manually request advances, Brigit's AI is proactive about spotting cash flow risk. The platform has expanded from cash advances to include credit building, identity protection, and financial wellness features making it a more comprehensive safety net platform.
Pricing and Access
Plus $9.99/month includes cash advances up to $250 and budgeting. Premium $14.99/month adds credit builder identity protection and job loss protection. No free tier after trial. US only.
Platforms
How AI Works
LLM PoweredFounded
2017
Headquarters
New York, USA