Quick Answer
Rapyd AI provides fintech-as-a-service infrastructure with 900 plus local payment methods across 100 plus countries through a unified API. B2B platform for businesses building global payment products and entering new markets.
What It Does
Rapyd AI powers payment acceptance across 900 plus local payment methods globally, optimizes payment routing for maximum success rates, provides fraud detection and compliance screening, enables virtual card issuing for businesses and their customers, manages digital wallets and stored value, processes payouts to local bank accounts and wallets, provides embedded banking capabilities through API, delivers real-time payment analytics, and enables businesses to build financial products through Rapyd's fintech-as-a-service platform.
What It Cannot Do
Rapyd is a B2B platform requiring technical integration. Consumer-facing features depend on how businesses implement the Rapyd infrastructure. Pricing and support quality vary by market. Some local payment methods have higher fees or slower settlement times.
Who Is It For
Businesses and developers building global payment products or entering new markets where local payment methods are essential. Particularly valuable for marketplaces gig economy platforms and businesses expanding into emerging markets in Africa Asia and Latin America.
About Rapyd AI
Rapyd is a fintech-as-a-service platform that allows businesses to build financial products and accept payments globally without needing to integrate with dozens of local payment providers. Its AI powers payment routing, fraud detection, compliance automation, and optimization of payment flows across its network of 900 plus local payment methods in 100 plus countries. Rapyd is particularly valuable for businesses entering new markets where local payment preferences vary significantly from the standard card networks. The platform has been expanding its embedded finance capabilities allowing businesses to issue cards, manage wallets, and offer financial services to their own customers.
Pricing and Access
Usage-based pricing per transaction and API call. Fees vary by payment method and country. No monthly platform fee for standard access. Enterprise pricing available. Contact Rapyd for current pricing.
Platforms
How AI Works
HybridFounded
2016
Headquarters
London, UK