D360 Bank AI
D360 Bank
Saudi Arabia's first digital bank
Quick Answer
D360 Bank is Saudi Arabia's first licensed digital bank with AI-powered banking accounts financing and investments entirely through digital channels. Free account for Saudi residents as part of Vision 2030.
What It Does
D360 Bank's AI assistant provides full digital account opening and management for Saudi residents, offers AI-powered credit assessment for personal and auto financing products, manages savings accounts with competitive returns, handles domestic and international money transfers, provides AI-driven spending insights and budget management, delivers personalized financial product recommendations, offers investment product access and management, sends proactive account alerts and fraud notifications, supports SADAD bill payments and government services, and provides 24/7 customer service through AI chat and digital channels in Arabic and English.
What It Cannot Do
D360 Bank is a Saudi digital bank with no physical branches and no cash handling. Full banking services require Saudi residency and valid iqama or national ID. Not available outside Saudi Arabia. Complex business banking and corporate financing products have limited availability. Some transactions may have digital-only limits.
Who Is It For
Saudi nationals and residents who want a fully digital banking experience without physical branches. Particularly suitable for tech-savvy Saudi customers who prefer managing all their banking needs through mobile and digital channels as part of the Kingdom's Vision 2030 digital transformation.
About D360 Bank AI
D360 Bank is Saudi Arabia's first licensed digital-only bank, established as part of the Kingdom's Vision 2030 financial sector transformation. Formerly known as Saudi Digital Bank, D360 offers a full range of banking services entirely through digital channels with no physical branches. The bank combines modern technology infrastructure with AI-powered customer service, credit assessment, and financial management tools. D360 is licensed and regulated by the Saudi Central Bank (SAMA) and was designed specifically for Saudi Arabia's digitally native population. The bank aims to accelerate financial inclusion in the Kingdom by providing accessible banking services through mobile and digital channels, competing with both traditional Saudi banks and international digital banking offerings.
Pricing and Access
No monthly account fees. Standard transaction and transfer fees per D360 schedule. Account available to Saudi residents only. Licensed and regulated by SAMA.
Platforms
How AI Works
HybridFounded
2022
Headquarters
Riyadh, Saudi Arabia