Gusto AI
Gusto
AI-powered payroll and HR for growing businesses
Quick Answer
Gusto AI automates payroll benefits and HR compliance for US SMBs with AI tax calculations and compliance guidance. Simple plan from $40/month plus $6 per person. Covers all 50 states with benefits administration. US only.
What It Does
Gusto AI automates full-service payroll processing with automatic tax calculations and filings for all 50 states, manages employee benefits administration including health dental and vision insurance, provides AI-powered compliance guidance on employment regulations, handles contractor payments and 1099 filing, manages time tracking and PTO, provides onboarding automation for new hires, delivers employee financial wellness tools including earned wage access, offers hiring tools and offer letter management, provides HR document storage and e-signatures, and delivers AI-assisted insights on workforce costs and compensation benchmarking.
What It Cannot Do
Gusto is designed for US businesses only. International payroll requires separate solutions. Some advanced HR features require higher subscription tiers. Gusto does not replace a dedicated HR professional for complex employee relations matters. Benefits availability varies by state and team size minimums apply for some benefit types.
Who Is It For
US small and medium businesses particularly those without dedicated HR staff who need professional payroll benefits and HR compliance without hiring specialists. Particularly popular with startups tech companies and service businesses with 1 to 500 employees.
About Gusto AI
Gusto is one of the most popular payroll and HR platforms for small and medium businesses in the US, known for its ease of use and comprehensive feature set that punches above its weight for SMBs. Its AI capabilities automate payroll calculations tax withholdings and filings, recommend benefits packages based on team composition, and provide compliance guidance across the complex landscape of federal and state employment regulations. Gusto has expanded beyond payroll into a broader people platform covering benefits administration, time tracking, hiring tools, and employee financial wellness. The platform is particularly loved by businesses without dedicated HR staff who need professional-grade payroll and HR without hiring specialists.
Pricing and Access
Simple $40/month plus $6/person for basic payroll. Plus $80/month plus $12/person adds HR tools. Premium $180/month plus $22/person for full platform. US only.
Platforms
How AI Works
HybridFounded
2011
Headquarters
San Francisco, USA