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Select up to 4 software tools to compare side by side — pricing, features, pros and cons. Find the best fit for your needs with detailed side-by-side comparisons.

Verdict

TurboTax Self-Employed ($129 federal + $59/state) and H&R Block Self-Employed ($85 federal + $37/state) are both strong options for self-employed filers. TurboTax has better deduction-finding features for freelancers but costs significantly more. TaxAct Self-Employed ($64.99 federal + $39.99/state) is a budget-friendly alternative. For freelancers who want to minimize costs, FreeTaxUSA handles Schedule C at no federal cost ($14.99 state).

Select tools:
FeatureTurboTaxH&R BlockTaxSlayer
Starting PriceFree · From $59/moFree · From $35/moFree · From $37/mo
Free EditionFreeFreeFree
Deluxe$59/yr$35/yr$37/yr
Premium$89/yr$65/yr$57/yr
Self-Employed$129/yr$85/yr$67/yr
Best ForFreelancers, Small BizFreelancers, Small BizFreelancers, Small Biz
RegionsUSUSUS
PlatformsWeb, Ios, AndroidWeb, Ios, AndroidWeb, Ios, Android
Key Features
  • •Guided interview-style tax preparation with step-by-step navigation
  • •AI Tax Assist — conversational tax Q&A across all tiers
  • •Maximum Refund Guarantee and accuracy review
  • •Direct import of W-2, 1099, and investment data from employers and financial institutions
  • •Free Online tier covering more forms than TurboTax Free Edition — ~52-55% of filers qualify
  • •Step-by-step navigation with clear progress tracking
  • •Tax Pro Review — have a tax professional review your return before filing
  • •In-person filing at thousands of physical H&R Block offices nationwide
  • •Lowest pricing in the full-featured tax software category
  • •Military free filing for active duty and reserve members
  • •All IRS tax forms supported on Classic tier and above
  • •Schedule C self-employment income and deductions
Pros
  • +Best-in-class interview-style UX that surfaces deductions competitors miss — the guided question flow catches edge cases
  • +AI Tax Assist included across all tiers provides conversational answers to tax questions without navigating help docs
  • +Handles complex situations including RSU vesting, AMT, business expenses, and multi-state returns better than any competitor
  • +Most robust free tier of all major paid tax software — covers more forms than TurboTax Free Edition, including education credits and child tax credits
  • +Lower state filing fees than TurboTax ($37 vs $59 per state) across all tiers
  • +Option for in-person help at thousands of physical branches nationwide — unique among major competitors
  • +Most affordable full-featured tax software — Classic covers all situations at approximately $37
  • +Military free tier is more generous than competitors — covers all complexity levels
  • +All forms supported on Classic tier — no surprise upgrades for common tax situations
Cons
  • −Most expensive option in the category — Free Edition limited to approximately 37% of filers with simple Form 1040 only
  • −Pricing is tiered aggressively to push users toward upgrades, with upsell prompts throughout the filing experience
  • −State filing costs $59 per state — an additional cost that adds up for multi-state filers
  • −Interface slightly less polished than TurboTax — the guided experience is less conversational
  • −Chatbot in Free Edition answers limited questions only — full support requires upgrading
  • −Help features require more navigation to find compared to TurboTax's AI Tax Assist
  • −User interface less polished than TurboTax or H&R Block
  • −AI and guidance features less developed than TurboTax AI Tax Assist
  • −Customer support less responsive than premium competitors
Integrations6+ integrations4+ integrations2+ integrations
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