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Select up to 4 software tools to compare side by side โ€” pricing, features, pros and cons. Find the best fit for your needs with detailed side-by-side comparisons.

Verdict

The best accounting software depends on your business size, budget, and needs. QuickBooks Online is the industry standard with the most features and integrations. Xero offers unlimited users and strong multi-currency support. FreshBooks has the best invoicing experience for freelancers. Wave is free for US and Canada-based sole proprietors.

Select tools:
FeatureExpensifySAP ConcurCertify (Emburse)
Starting PriceFrom $5/moFrom $0/moFrom $0/mo
Collect$5/mo$0/mo$12/mo
Control$9/moโ€”$0/mo
Best ForSmall Biz, EnterpriseEnterpriseSmall Biz, Enterprise
RegionsUS, CA, GB, AU, globalUS, CA, GB, AU, FR, DE, globalUS, CA, GB, AU, global
PlatformsWeb, Ios, AndroidWeb, Ios, AndroidWeb, Ios, Android
Key Features
  • โ€ขSmartScan โ€” AI receipt scanning with automatic data extraction
  • โ€ขAutomatic expense report creation from scanned receipts
  • โ€ขConfigurable multi-level approval workflows
  • โ€ขExpensify Card with real-time expense visibility
  • โ€ขIntegrated travel booking and expense reporting
  • โ€ขDetect by Concur โ€” AI audit of 100 percent of expense reports
  • โ€ขInvoice management through Concur Invoice
  • โ€ขDeep SAP ERP integration
  • โ€ขAutoFill automatic expense report creation from card transactions
  • โ€ขIntegrated travel booking within expense workflow
  • โ€ข65-plus currency support for global reimbursements
  • โ€ขReceipt capture with OCR data extraction
Pros
  • +SmartScan accuracy is the best in the category โ€” fastest receipt to expense conversion
  • +Most widely adopted expense platform globally โ€” accountants and finance teams know it well
  • +Expensify Card automatic reconciliation eliminates month-end expense report crunch
  • +Most comprehensive enterprise T&E platform โ€” travel, expense, and invoice in one system
  • +Detect AI audits every expense report for fraud โ€” far beyond sample-based manual auditing
  • +Default choice for SAP ERP customers โ€” deepest integration in the ecosystem
  • +AutoFill reduces expense report creation time significantly versus manual platforms
  • +65-plus currency support handles global team reimbursements well
  • +Part of Emburse family provides upgrade path to Chrome River for enterprise growth
Cons
  • โˆ’UI dated relative to newer competitors like Pleo and Spendesk
  • โˆ’New Expensify chat-first interface is a significant change from existing product
  • โˆ’Corporate card availability limited to US businesses
  • โˆ’Enterprise pricing and implementation โ€” not accessible to small or mid-market businesses
  • โˆ’Complex implementation requiring significant IT and finance team involvement
  • โˆ’Interface dated relative to modern expense platforms
  • โˆ’Emburse consolidation has created product complexity and some user confusion
  • โˆ’UI less modern than Pleo or Spendesk
  • โˆ’Customer support quality variable during Emburse integration period
Integrations7+ integrations6+ integrations7+ integrations
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