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Select up to 4 AI assistants to compare side by side — pricing, platforms, key features, pros and cons. Find the best AI financial assistant for your needs with detailed side-by-side comparisons.

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FeatureEricaAlly Assist
Starting PriceFree with Bank of America accountFree with Ally account
Best ForBank of America customers who want a conversational interface for managing their accounts and getting quick financial insights without navigating complex app menus or calling customer service.US-based individuals comfortable with fully digital banking who want high-yield savings rates and AI-powered account management without needing physical branches.
Platforms
iOSAndroidEmbedded
WebiOSAndroidEmbedded
Key Features
  • •Erica helps Bank of America customers check balances and transaction history, search for specific transactions, receive alerts for unusual activity or duplicate charges, get credit score updates and insights, find information about products and services, receive proactive financial guidance and spending insights, schedule appointments, and navigate the Bank of America app through natural language commands.
  • •Ally Assist helps customers manage high-yield savings accounts and checking accounts, make transfers, get account balances and transaction details, find information about Ally's investment products, get answers to questions about auto loans and mortgage products, navigate the Ally app and website, and connect with human support agents when needed.
Pros
  • +Mercury
  • +Brex
  • +Novo
  • +Mercury
  • +Brex
  • +Novo
Cons
  • −Erica is only available to Bank of America customers within the mobile app. It cannot be accessed as a standalone product. It cannot execute complex financial transactions autonomously or provide regulated financial advice. Its capabilities are limited to Bank of America products and services.
  • −Ally has no physical branches so all banking must be done digitally. Ally Assist cannot handle complex financial planning or investment advice. Cash deposits require mailing a check or mobile deposit — there are no ATM deposit capabilities. Only available to Ally customers.
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