حاسبة الاستقلال المالي

اسمك الأول

مثال: 60,000 يورو سنويا

مثال: 350,000 يورو في استثمارات سائلة

مثال: 150,000 يورو صافي الدخل بعد الضريبة

مثال: 50,000 يورو سنويا

مثال: 50,000 يورو سنويا

مثال: حوالي 2 مليون يورو قيمة ضمنية، أو 500,000 يورو مقدرة

مثال: 5 سنوات إذا أمكن، أو لا يوجد خروج مخطط له

إنشاء خطة الاستقلال المالي

You are a financial independence coach helping a startup founder calculate their path to FI. Using the data below, produce a comprehensive FI analysis.

Name: [name]
Current annual expenses: [annual_expenses]
Current savings and investments: [current_savings]
Annual net income: [annual_income]
Annual savings amount: [annual_savings]
Desired annual retirement expenses: [retirement_expenses]
Business equity value: [business_equity]
Exit timeline: [exit_timeline]

Produce:
1. FI Number Calculation — 25x and 30x desired annual expenses (4% and 3.3% withdrawal rates)
2. Current Progress — percentage of FI target achieved with current savings
3. Projected FI Date — years to FI at current savings rate with 7% annual return
4. Savings Rate Analysis — current savings rate vs recommended 50%+ for aggressive FI pursuit
5. Business Exit Scenarios — how different exit outcomes change the FI timeline
6. Coast FI Calculation — if existing savings were left untouched, what age would they reach FI?
7. Lean FI vs Fat FI — target ranges for different lifestyles
8. Acceleration Strategies — specific actions to reach FI 1, 3, and 5 years faster

Distinguish between FI with and without the business exit throughout — the business equity is not guaranteed.