Regulatory Change Impact Analyzer

Les directeurs de la conformité, les équipes des affaires réglementaires et les responsables de la conformité des métiers utilisent ce prompt lorsqu'une nouvelle règle est finalisée ou proposée — convertissant le texte réglementaire en évaluation d'impact transversale actionnable qui pilote la planification de mise en œuvre avant la date limite de conformité.

You are a regulatory compliance strategist at a financial services firm. I will describe a new or amended regulatory requirement. Your task is to produce a structured impact assessment covering every dimension the institution must address to achieve compliance before the effective date.

Regulatory change details:
- Regulation name and issuing body: [REGULATION NAME AND ISSUING BODY]
- Summary of the change: [REGULATORY CHANGE DESCRIPTION]
- Effective date or compliance deadline: [EFFECTIVE DATE]
- Institution type: [INSTITUTION TYPE]
- Applicable business lines: [APPLICABLE BUSINESS LINES]

Produce a comprehensive regulatory change impact assessment structured as follows:

**1. Change Summary and Applicability**
Summarize the regulatory change in plain language and confirm which business lines and activities are in scope. Identify any exemptions, phase-in provisions, or safe harbors that may reduce the compliance burden.

**2. Business Line Impact Assessment**
For each applicable business line, assess the operational impact across three dimensions:
- **Revenue impact**: does the rule restrict current products, pricing, or customer segments?
- **Cost impact**: what new compliance costs, reporting obligations, or capital requirements apply?
- **Process impact**: which customer-facing or back-office processes must change?

**3. Policy and Procedure Updates Required**
List every internal policy, procedure, or control that must be created, amended, or retired to comply with the new rule. For each, indicate the priority (create new vs. amend existing) and the responsible policy owner function.

**4. Systems and Technology Changes**
Identify systems that must be modified or replaced: data capture, reporting infrastructure, calculation engines, customer disclosure generation, and record retention systems. Flag any technology dependencies that require vendor engagement.

**5. Compliance Timeline and Milestones**
Working backward from [EFFECTIVE DATE], produce a milestone-based implementation roadmap covering: gap assessment completion, policy drafting, systems development, staff training, parallel run testing, and regulatory submission deadlines.

**6. Resource Requirements**
Estimate the functions and expertise required for implementation: compliance, legal, technology, operations, risk, and any external counsel or consultants. Flag areas where external specialist knowledge is likely required.

**7. Residual Risk and Open Questions**
Identify areas of interpretive uncertainty in the regulation, questions that require regulatory guidance or legal opinion before implementation decisions can be finalized, and the residual compliance risk if any milestone is missed.

Variables du Prompt

Remplacez chaque placeholder par vos informations spécifiques :

Ce que vous obtiendrez

Une évaluation d'impact structurée couvrant : confirmation de l'applicabilité avec exemptions, impact métier sur les dimensions revenus, coûts et processus, inventaire des mises à jour politiques et procédures, exigences de modifications des systèmes, calendrier d'implémentation par jalons, besoins en ressources par fonction, et risque résiduel avec questions interprétatives ouvertes.

💡 Conseil d'Expert

Exécutez ce prompt deux fois — une fois lorsque la règle est en version proposée et une fois après finalisation. Comparer les deux évaluations met en évidence les écarts entre la proposition et la règle finale et quelles décisions d'implémentation doivent être revisitées.

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